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Best Capital One Credit Cards to Raise Credit Score

Best Capital One Credit Cards to Raise Credit Score

Best Capital One Credit Cards to Raise Credit Score

Capital One Credit Cards are the most notable cards in the market in terms of good credit limits. If you are an average credit scorer and have a spotty credit history so you need to improve your credit score with Capital One credit cards. As it offers an affordable fee structure, straightforward rewards, and an eminent credit-building structure. 

Let’s go deeper into the Capital One Cards to know better

Capital One Platinum Credit Card

 

Whether you are a beginner or rebuilding your credit score Capital One Platinum Card is a solid option for you. As it is a no-fee credit card and helps to touch high credit limits with favorable credit conditions. You can easily eligible for an increased credit limit within the first five months when you start your account. You can choose your monthly payment date which works best for you and can autopay your bills whenever and wherever you are.

What is special about it?

  1. If you always avoid high-priced credit cards then Capital One Platinum Credit Card is the only one as it charges no annual fee, no foreign transaction fee, and no APR penalties.
  2. It reports all the three credit agencies that raise your credit limit as high as you think.
  3. You can automatically be a high credit scorer within the short period of 6 months by paying the monthly payment on time.
  4. It gives you fraud coverage in case of lost or stolen.
  5. Capital One Platinum Credit Card gives you unlimited and free access to its consumers. You can track your credit score and manage your profile easily.

Capital One Quicksilver Cash Reward Credit Card

 

If you are looking for a card that goes best with your budget and in return, you also get a reward then Capital One Quicksilver Cash Reward is the only one. It offers unlimited 1.5% cash back on every purchase also you can enjoy a cash bonus of $200 on sign-up. Without thinking of any fee, you can simply increase your credit score up to $650 – $850. It’s the best cashback card with $0 intro APR for the first 15 months when the account is open.

Why you must have it?

  1. There is no limit of earning in it you can have unlimited 1.5% cashback on every purchase and every day.
  2. You can easily redeem any amount of your cashback whenever you want. Also, it offers multiple redemption options such as statement credit, checks, and gift cards etc.
  3. There is no annual fee or transaction fee if you start with Capital One Cash Reward Credit Card.
  4. It also comes up with a solid sign-up bonus of $200   if you spend $500 on purchases within 3 months after starting your account.
  5. Capital One Quicksilver is best for a budget category as it has $0 intro APR for the first fifteen months then the variable APR is 15.49% to 25.49%

Capital One Secured Master Credit Card

A secured Master Card is perfect for those who might be short on cash and can’t meet the security deposit requirement. It means you can pay installments and can pay $49, $99, and $200 and also get the initial credit line of $200. So, if you have little money plus have no remarkable credit history still you have a chance to rebuild your credit score with Capital One Secured Master Card. 

Why it is worthy to have?

  1. Charges no annual fee also no transaction fee applies.
  2. If you pay on time then without depositing more money, you can automatically get into a high credit line within the period of six months.
  3. It reports all the three credit bureaus (Equifax, TransUnion, and Experian) that also lead to the positive credit line.
  4. Gives you flexibility in security deposit you can pay it in multiple installments. Plus, if you deposit more than the required amount it also helps you to jump up your credit score.
  5.  By showing responsible behavior and good credit habits you can earn back your deposit amount in the form of a statement credit

Bottom Line:

By having a poor credit line or bad credit history you can’t be able to enjoy the favorable credit terms while having loans, paying bills, and doing big payments. So, to increase your credit line in the simplest way Capital One brings its best cards for you. You can choose the card which goes best with your requirement and ease.

 

The post Best Capital One Credit Cards to Raise Credit Score first appeared on Tekrati and is written by karenanthony

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